Expense Ratio Impact Calculator

A fund's expense ratio looks small, but over decades it can cost you a surprising amount. This calculator shows exactly how much.

Share

Ready to start investing?

Partner offers

We may earn a commission if you sign up through these links, at no extra cost to you.

Advertisement
FinanceYour ad here

What is the Expense Ratio Impact Calculator?

The expense ratio is the annual fee a mutual fund charges, expressed as a percentage of your investment. It's deducted from returns automatically — small each year, but large when compounded over time.

How to Calculate

The calculator compounds your investment at the gross return and again at the return minus the expense ratio; the difference is the true long-term cost.

Formula

Cost = value at (return) − value at (return − expense ratio)

How to Use

  1. Enter your details in the fields above.
  2. The result updates instantly as you type.
  3. Use Copy, Print or Download PDF to save your result.

Frequently Asked Questions

Why do direct plans matter?
Direct mutual fund plans have a lower expense ratio than regular plans (no distributor commission). Over 20+ years, that small difference can add up to lakhs of rupees.
Advertisement
FinanceYour ad here
Was this calculator helpful?
Embed this calculator

Copy this code to add the calculator to your own website: