SWP Calculator
A Systematic Withdrawal Plan lets you draw a fixed amount from your investments each month. See how your corpus behaves over time.
Show solution steps
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What is the SWP Calculator?
A Systematic Withdrawal Plan (SWP) is the opposite of a SIP — you withdraw a fixed amount regularly from a mutual fund corpus while the remainder stays invested and continues to earn returns. It's popular for generating retirement income.
How to Calculate
Each month the corpus earns a return, then the withdrawal is subtracted. The calculator repeats this to show the final balance and whether the corpus depletes.
Formula
balance = balance × (1 + monthly return) − withdrawal, each month
How to Use
- Enter your details in the fields above.
- The result updates instantly as you type.
- Use Copy, Print or Download PDF to save your result.
Frequently Asked Questions
Will my corpus run out?
It depends on the balance between returns and withdrawals. If your withdrawal rate is below the return, the corpus can grow; if above, it depletes over time u2014 this calculator shows which.
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