Bitcoin SIP Calculator

Project what a monthly crypto SIP (rupee-cost averaging) could grow to at an assumed return — with a big volatility caveat.

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What is the Bitcoin SIP Calculator?

A crypto SIP applies rupee-cost averaging — the same principle behind mutual fund SIPs — to cryptocurrency: investing a fixed amount every month regardless of price, so you buy more units when prices are low and fewer when they're high, smoothing out your average entry cost over time. The key difference from a traditional mutual fund SIP is that crypto's price swings are typically far larger and less predictable.

How to Calculate

Enter your monthly investment amount, the number of years you plan to continue, and an assumed annual return. The calculator compounds your regular monthly investment using the standard SIP future-value formula — treat the projected return as a rough, optimistic scenario rather than an expectation, since past crypto returns are a poor guide to future performance.

Formula

FV = P × [((1+i)^m − 1) ÷ i] × (1+i)

How to Use

  1. Enter your details in the fields above.
  2. The result updates instantly as you type.
  3. Use Copy, Print or Download PDF to save your result.

Frequently Asked Questions

Is a fixed return realistic for crypto?
No u2014 crypto is extremely volatile and can fall sharply. Treat any projected return as a rough scenario, not a promise.
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