Capital Gains Tax Calculator

Capital gains is the profit you make when you sell a capital asset — shares, mutual funds, property, gold or bonds — for more than you paid. India taxes this profit differently depending on what you sold and how long you held it: equity investments get concessional flat rates, while property and debt investments can use indexation to reduce the taxable gain by adjusting your purchase cost for inflation.

First decide whether the holding qualifies as short-term or long-term — the cutoff is 12 months for listed equity/equity mutual funds and 24 months for property and debt instruments. Enter the purchase price, sale price and relevant dates; for property or debt held long enough to qualify for indexation, you'll also need the Cost Inflation Index (CII) figures for your purchase and sale years, published annually by the Income Tax Department.

Equity/Mutual Funds: gains held under 12 months are Short-Term Capital Gains (STCG), taxed at a flat rate. Gains held 12 months or more are Long-Term Capital Gains (LTCG), taxed at a flat rate only above an annual exemption threshold.

Property/Debt: gains held 24 months or more can use indexation — Indexed Cost = Purchase Price × (CII at sale year / CII at purchase year) — which increases your cost basis for inflation, reducing the taxable gain. CII (Cost Inflation Index) values are published annually by the Income Tax Department; enter them directly since they change every year.