Atal Pension Yojana (APY) Calculator

Find the monthly contribution needed under the Atal Pension Yojana for your chosen pension, based on your age.

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What is the Atal Pension Yojana (APY) Calculator?

The Atal Pension Yojana (APY) is a government pension scheme for the unorganised sector, guaranteeing a fixed monthly pension of ₹1,000–₹5,000 from age 60. The contribution depends on your entry age.

How to Calculate

APY uses a fixed contribution chart by entry age and pension amount — the earlier you join, the lower your monthly contribution.

Formula

Contribution set by the official APY chart (entry age × pension slab).

How to Use

  1. Enter your details in the fields above.
  2. The result updates instantly as you type.
  3. Use Copy, Print or Download PDF to save your result.

Frequently Asked Questions

Who can join APY?
Any Indian citizen aged 18u201340 with a bank account. The earlier you start, the smaller your monthly contribution for the same pension.
What does the nominee get?
On the subscriber's death after 60, the spouse continues the pension; on their death, the nominee receives the accumulated corpus (u20b91.7 lakh per u20b91,000 pension).
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